:root {
      --primary: rgb(99, 102, 241);
      --primary-hover: rgb(79, 70, 229);
      --accent: #1D7BFF;
      --accent-glow: rgba(29, 123, 255, 0.15);
      --bg-dark: #0F172A;
      --bg-light: #F8FAFC;
      --text-main: #1E293B;
      --text-muted: #64748B;
      --border-color: #E2E8F0;
      --glacier-blue: #E0F2FE;
      --silver-white: #F1F5F9;
    }

    * {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    body {
      font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
      color: var(--text-main);
      background-color: var(--bg-light);
      line-height: 1.6;
    }

    a {
      color: inherit;
      text-decoration: none;
      transition: all 0.3s ease;
    }

    
    .container {
      width: 100%;
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 20px;
    }

    
    .logo {
      display: inline-flex;
      align-items: center;
      gap: 12px;
      text-decoration: none;
    }
    .logo img {
      display: block;
      height: 40px;
      width: auto;
      max-width: 160px;
      object-fit: contain;
      flex-shrink: 0;
    }
    .logo span {
      display: inline-block;
      font-size: 20px;
      font-weight: 800;
      line-height: 1;
      color: var(--text-main);
      white-space: nowrap;
    }

    
    .header {
      position: sticky;
      top: 0;
      z-index: 1000;
      background: rgba(255, 255, 255, 0.9);
      backdrop-filter: blur(10px);
      border-bottom: 1px solid var(--border-color);
      height: 70px;
      display: flex;
      align-items: center;
    }
    .header .container {
      display: flex;
      justify-content: space-between;
      align-items: center;
    }
    .nav-menu {
      display: flex;
      gap: 30px;
      align-items: center;
    }
    .nav-menu a {
      font-weight: 500;
      color: var(--text-main);
      padding: 8px 0;
      border-bottom: 2px solid transparent;
    }
    .nav-menu a:hover {
      color: var(--primary);
      border-bottom-color: var(--primary);
    }
    .nav-btn {
      background: var(--primary);
      color: #fff !important;
      padding: 10px 22px !important;
      border-radius: 6px;
      border: none !important;
    }
    .nav-btn:hover {
      background: var(--primary-hover);
    }

    
    .menu-toggle {
      display: none;
      background: none;
      border: none;
      cursor: pointer;
      flex-direction: column;
      gap: 6px;
      z-index: 1100;
    }
    .menu-toggle span {
      display: block;
      width: 25px;
      height: 2px;
      background: var(--text-main);
      transition: 0.3s;
    }

    
    .mobile-drawer {
      position: fixed;
      top: 0;
      left: -100%;
      width: 300px;
      height: 100vh;
      background: #fff;
      box-shadow: 4px 0 20px rgba(0,0,0,0.1);
      z-index: 1099;
      transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
      padding: 30px 24px;
      display: flex;
      flex-direction: column;
      gap: 40px;
    }
    .mobile-drawer.active {
      left: 0;
    }
    .mobile-drawer .logo-area {
      display: flex;
      justify-content: space-between;
      align-items: center;
      border-bottom: 1px solid var(--border-color);
      padding-bottom: 20px;
    }
    .close-btn {
      background: none;
      border: none;
      font-size: 24px;
      cursor: pointer;
      color: var(--text-muted);
    }
    .mobile-nav-links {
      display: flex;
      flex-direction: column;
      gap: 20px;
    }
    .mobile-nav-links a {
      font-size: 16px;
      font-weight: 600;
      color: var(--text-main);
      padding: 10px 0;
      border-bottom: 1px solid #f1f5f9;
    }
    .mobile-drawer-overlay {
      position: fixed;
      top: 0;
      left: 0;
      width: 100vw;
      height: 100vh;
      background: rgba(0,0,0,0.4);
      z-index: 1098;
      opacity: 0;
      visibility: hidden;
      transition: 0.3s;
    }
    .mobile-drawer-overlay.active {
      opacity: 1;
      visibility: visible;
    }

    
    .hero-layout-01 {
      position: relative;
      background: radial-gradient(120% 120% at 50% 10%, var(--bg-dark) 40%, #0a0f1d 70%, var(--accent) 110%);
      color: #fff;
      padding: 100px 0 160px;
      text-align: center;
      overflow: hidden;
    }
    
    .hero-layout-01::before {
      content: '';
      position: absolute;
      top: 0;
      left: 50%;
      transform: translateX(-50%);
      width: 600px;
      height: 300px;
      background: radial-gradient(circle, rgba(29, 123, 255, 0.25) 0%, transparent 70%);
      pointer-events: none;
    }
    .hero-layout-01 .brand-slogan {
      display: inline-block;
      font-size: 14px;
      font-weight: 700;
      letter-spacing: 2px;
      text-transform: uppercase;
      color: var(--accent);
      background: rgba(29, 123, 255, 0.12);
      border: 1px solid rgba(29, 123, 255, 0.3);
      padding: 6px 18px;
      border-radius: 50px;
      margin-bottom: 24px;
    }
    .hero-layout-01 h1 {
      font-size: 48px;
      font-weight: 800;
      line-height: 1.25;
      max-width: 900px;
      margin: 0 auto 20px;
      color: #F8FAFC;
    }
    .hero-layout-01 h1 span {
      background: linear-gradient(135deg, #FFF 30%, var(--glacier-blue) 100%);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
    }
    .hero-layout-01 .hero-subtitle {
      font-size: 18px;
      color: #CBD5E1;
      max-width: 650px;
      margin: 0 auto 35px;
    }
    .hero-layout-01 .btn-group {
      display: flex;
      justify-content: center;
      gap: 15px;
      margin-bottom: 60px;
    }
    .hero-layout-01 .btn-primary {
      background: var(--accent);
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      font-weight: 600;
      font-size: 16px;
      box-shadow: 0 10px 25px rgba(29, 123, 255, 0.4);
    }
    .hero-layout-01 .btn-primary:hover {
      background: #1166dd;
      transform: translateY(-2px);
    }
    .hero-layout-01 .btn-secondary {
      background: rgba(255, 255, 255, 0.08);
      color: #fff;
      padding: 14px 32px;
      border-radius: 8px;
      font-weight: 600;
      font-size: 16px;
      border: 1px solid rgba(255, 255, 255, 0.15);
    }
    .hero-layout-01 .btn-secondary:hover {
      background: rgba(255, 255, 255, 0.15);
      border-color: rgba(255,255,255,0.3);
    }

    
    .hero-visual-container {
      position: relative;
      max-width: 1000px;
      margin: 0 auto;
    }
    .main-visual-panel {
      background: rgba(15, 23, 42, 0.6);
      border: 1px solid rgba(255, 255, 255, 0.1);
      border-radius: 16px;
      padding: 40px;
      backdrop-filter: blur(12px);
      box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
    }
    .main-visual-panel h3 {
      font-size: 22px;
      margin-bottom: 12px;
      color: #F8FAFC;
    }
    .main-visual-panel p {
      color: #94A3B8;
      font-size: 14px;
      margin-bottom: 25px;
    }
    .calculator-placeholder {
      background: rgba(255, 255, 255, 0.04);
      border-radius: 8px;
      padding: 20px;
      border: 1px dashed rgba(255,255,255,0.15);
      display: flex;
      justify-content: space-around;
      flex-wrap: wrap;
      gap: 15px;
    }
    .calc-item {
      text-align: left;
    }
    .calc-item label {
      display: block;
      font-size: 12px;
      color: #64748B;
      margin-bottom: 5px;
    }
    .calc-item span {
      font-size: 20px;
      font-weight: 700;
      color: var(--accent);
    }

    
    .floating-cards-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
      margin-top: -60px;
      position: relative;
      z-index: 10;
    }
    .floating-card {
      background: #FFFFFF;
      border: 1px solid var(--border-color);
      border-radius: 12px;
      padding: 24px;
      text-align: left;
      box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
      transition: all 0.3s;
    }
    .floating-card:hover {
      transform: translateY(-5px);
      box-shadow: 0 15px 35px rgba(29, 123, 255, 0.12);
      border-color: rgba(29, 123, 255, 0.3);
    }
    .floating-card .icon-wrapper {
      width: 48px;
      height: 48px;
      background: var(--glacier-blue);
      color: var(--accent);
      border-radius: 8px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 20px;
      margin-bottom: 16px;
    }
    .floating-card h4 {
      font-size: 16px;
      font-weight: 700;
      color: var(--text-main);
      margin-bottom: 8px;
    }
    .floating-card p {
      font-size: 13px;
      color: var(--text-muted);
      line-height: 1.5;
    }

    
    .trust-bar {
      background: var(--silver-white);
      padding: 24px 0;
      border-bottom: 1px solid var(--border-color);
    }
    .trust-flex {
      display: flex;
      justify-content: space-around;
      align-items: center;
      flex-wrap: wrap;
      gap: 20px;
    }
    .trust-item {
      display: flex;
      align-items: center;
      gap: 10px;
      font-size: 14px;
      color: var(--text-muted);
      font-weight: 500;
    }
    .trust-item span {
      color: var(--accent);
      font-weight: 700;
    }

    
    .section-padding {
      padding: 80px 0;
    }
    .section-title {
      text-align: center;
      margin-bottom: 50px;
    }
    .section-title h2 {
      font-size: 32px;
      font-weight: 800;
      color: var(--text-main);
      margin-bottom: 15px;
    }
    .section-title p {
      font-size: 16px;
      color: var(--text-muted);
      max-width: 600px;
      margin: 0 auto;
    }

    
    .features-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 30px;
    }
    .feature-box {
      background: #fff;
      border: 1px solid var(--border-color);
      border-radius: 12px;
      padding: 35px;
      transition: all 0.3s ease;
    }
    .feature-box:hover {
      box-shadow: 0 12px 30px rgba(0,0,0,0.05);
      border-color: var(--primary);
    }
    .feature-box h3 {
      font-size: 20px;
      margin-bottom: 15px;
    }
    .feature-box p {
      font-size: 14px;
      color: var(--text-muted);
    }

    
    .blog-section {
      background: #F1F5F9;
    }
    .articles-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 30px;
    }
    .article-card {
      background: #fff;
      border-radius: 12px;
      overflow: hidden;
      border: 1px solid var(--border-color);
      transition: all 0.3s;
      display: flex;
      flex-direction: column;
    }
    .article-card:hover {
      transform: translateY(-5px);
      box-shadow: 0 15px 35px rgba(0,0,0,0.08);
    }
    .article-image {
      position: relative;
      width: 100%;
      height: 200px;
      background: #e2e8f0;
      overflow: hidden;
    }
    .article-image img {
      width: 100%;
      height: 100%;
      object-fit: cover;
    }
    .article-content {
      padding: 24px;
      display: flex;
      flex-direction: column;
      flex-grow: 1;
    }
    .article-meta {
      display: flex;
      gap: 15px;
      font-size: 12px;
      color: var(--text-muted);
      margin-bottom: 12px;
    }
    .article-title {
      font-size: 18px;
      font-weight: 700;
      color: var(--text-main);
      margin-bottom: 10px;
      line-height: 1.4;
    }
    .article-summary {
      font-size: 14px;
      color: var(--text-muted);
      margin-bottom: 20px;
      line-height: 1.6;
    }
    .article-tags {
      margin-top: auto;
      display: flex;
      flex-wrap: wrap;
      gap: 6px;
    }
    .article-tags a {
      background: var(--glacier-blue);
      color: var(--accent);
      font-size: 11px;
      padding: 3px 8px;
      border-radius: 4px;
      font-weight: 500;
    }

    
    .faq-grid {
      max-width: 800px;
      margin: 0 auto;
      display: flex;
      flex-direction: column;
      gap: 15px;
    }
    .faq-item {
      background: #fff;
      border: 1px solid var(--border-color);
      border-radius: 8px;
      padding: 20px;
    }
    .faq-item h4 {
      font-size: 16px;
      margin-bottom: 10px;
      color: var(--text-main);
    }
    .faq-item p {
      font-size: 14px;
      color: var(--text-muted);
    }

    
    .cta-banner {
      background: linear-gradient(135deg, var(--bg-dark) 0%, #1e293b 100%);
      color: #fff;
      text-align: center;
      padding: 80px 0;
    }
    .cta-banner h2 {
      font-size: 32px;
      font-weight: 800;
      margin-bottom: 15px;
    }
    .cta-banner p {
      color: #94A3B8;
      max-width: 600px;
      margin: 0 auto 30px;
    }
    .cta-btn {
      display: inline-block;
      background: var(--accent);
      color: #fff;
      font-weight: 700;
      padding: 15px 40px;
      border-radius: 8px;
      box-shadow: 0 10px 20px rgba(29, 123, 255, 0.3);
    }
    .cta-btn:hover {
      transform: translateY(-2px);
    }

    
    .footer {
      background: #0B0F19;
      color: #94A3B8;
      padding: 80px 0 30px;
      border-top: 1px solid #1E293B;
    }
    .footer-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 40px;
      margin-bottom: 50px;
    }
    .footer-col h4 {
      color: #F8FAFC;
      font-size: 16px;
      margin-bottom: 20px;
      font-weight: 700;
    }
    .footer-col ul {
      list-style: none;
    }
    .footer-col ul li {
      margin-bottom: 10px;
    }
    .footer-col ul li a:hover {
      color: #fff;
    }
    .footer-bottom {
      border-top: 1px solid #1E293B;
      padding-top: 30px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      flex-wrap: wrap;
      gap: 20px;
      font-size: 13px;
    }
    .footer-brand {
      display: flex;
      flex-direction: column;
      gap: 15px;
    }
    .footer-brand p {
      font-size: 13px;
      line-height: 1.6;
    }

    
    @media (max-width: 1024px) {
      .floating-cards-grid {
        grid-template-columns: repeat(2, 1fr);
        margin-top: 30px;
        padding: 0 20px;
      }
      .features-grid, .articles-grid {
        grid-template-columns: repeat(2, 1fr);
      }
    }

    @media (max-width: 768px) {
      .header .nav-menu {
        display: none;
      }
      .menu-toggle {
        display: flex;
      }
      .hero-layout-01 h1 {
        font-size: 32px;
      }
      .floating-cards-grid {
        grid-template-columns: 1fr;
      }
      .features-grid, .articles-grid {
        grid-template-columns: 1fr;
      }
      .footer-grid {
        grid-template-columns: repeat(2, 1fr);
      }
    }

    @media (max-width: 480px) {
      .footer-grid {
        grid-template-columns: 1fr;
      }
      .footer-bottom {
        flex-direction: column;
        text-align: center;
      }
    }